Saturday, June 2, 2012

Fixed Deposit Account

A fixed deposit account allows you to deposit your money for a set period of time, thereby earning you a higher rate of interest in return than a savings bank account. Any individuals and organizations with the intention of retaining their savings for a fixed period for some future use can have this account.

You can withdraw the deposit at any time before maturity without any difficulty. You can avail loans upto 85% of the principal. There are variable deposit periods ranging from 6 months to 120 months available.

The minimum deposit amount is Rs. 1,000/- and deposits can be made in multiples of Rs. 100/-.








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